Festivals & Special Events
Your event is more than just a gathering—it’s a once-in-a-lifetime experience.
Whether you’re hosting an elegant wedding, a high-society performance, or a private celebration of distinction, Protection as Refined as Your Event to ensures your investment, reputation, and peace of mind.
Life’s Extraordinary Occasions deserve exceptional coverage
Coverages available
Liquor Liability
Event Cancellation
- Alcohol at Events: If your event involves the service of alcohol (e.g., a community dinner, wedding reception, or party), liquor liability insurance is essential. This coverage protects the organization if a guest becomes intoxicated and causes harm to themselves or others, or if there are alcohol-related accidents.
Event Cancellation
Event Cancellation
- Unexpected Cancellations are beyond your control. Get reimbursed for lost revenue, deposits, or expenses.
- Postponement: If the event needs to be rescheduled, cancellation insurance can help cover the financial losses associated with rescheduling (e.g., rescheduling venue fees, vendor contracts).
Weather
- Weather-Related Cancellations: If you’re planning an outdoor event (e.g., a picnic, festival, or wedding in a garden) and inclement weather forces a cancellation or damages the event setup, weather insurance can compensate for those losses.
Volunteers
- If volunteers are helping with the event (e.g., setting up or running booths), volunteer coverage provides protection for them in the event they’re injured while working or handling event tasks. Some policies also provide liability coverage if a volunteer's actions cause harm to others.
Theft & Vandalism
- Our team of insurance experts has over 50 years of combined experience in the industry. We are here to answer your questions, provide advice, and guide you through the insurance process.
Vendor & Equipment
- Equipment rental (tents, chairs, sound systems), hiring vendors (caterers, musicians, etc.), this coverage protects against damage, theft, or loss of rented property. Cover vendors in cases of negligence (e.g., a catering mishap or damaged equipment).