Insuring Educational Institutions with class

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Asset & Infrastructure

Security coverage for physical assets such as buildings, equipment, and learning technology in the event of fire, vandalism, theft, or natural disasters

General Liability Exposure protection against third-party claims involving bodily injury or property damage.

Professional Risk & Accountability Defence against allegations of professional negligence, failure to educate, or breach of duty by staff or administrators.

Broad coverage includes employment practices liability, directors & officers (D&O) liability,  Protects against claims of discrimination, harassment, wrongful termination, etc.

Workplace Incident Response  Comprehensive coverage for faculty and staff injuries, including medical costs and wage replacement — in line with statutory requirements.

Information & Data Security Mitigate risks including data breaches, ransomware attacks, and regulatory non-compliance related to student and staff information.

Medical accidents & emergencies Cover injuries sustained during school activities, including sports & events

Off campus Cove school-owned vehicles &  employee use of personal vehicles for school activities