Protect Your Precious Ride and Drive With Peace of Mind
An Automobile Insurance policy provides you with the peace of mind and protection you deserve. We understand that accidents happen, and that's why we're here to support you every step of the way. With comprehensive coverage options, you can drive confidently. From collisions to theft, our policies are designed to safeguard your vehicle and your financial well-being. Don't let uncertainty hold you back – choose a reliable Automobile Insurance and hit the road with confidence!
Classic Car
Classic Car Insurance Protection provides comprehensive coverage for vintage and antique vehicles. Whether it's a sleek '67 Mustang or a timeless VW Beetle, this coverage is tailored specifically for classic car owners who appreciate the value and uniqueness of their automobiles. With extensive coverage options, including liability, collision, and comprehensive, rest assured that your classic car is protected against theft, damage, and accidents.
Liability
Liability Automobile insurance is essential coverage that offers robust protection against any legal liabilities arising from accidents or damages caused by vehicles under your ownership. With a focus on safeguards, this policy ensures that you remain shielded from potential financial risks in the event of lawsuits or claims.
All Perils
When available, it is always recommended to insure your car with an All Perils policy. This optional coverage is designed to respond to all causes of loss, except for risks specifically excluded from your auto policy.
Comprehensive Coverage
During storms, the risk of debris damaging your car is high. Protect your vehicle against damages caused by non-collision related risks, such as:
- Theft
- Vandalism
- Windshield Damage
- Fire
- Weather-Related Acts of Nature
However, collision and upset are not covered by this option.
Collision
Collision Coverage helps pay for the cost of repairs to your vehicle if it's hit by another vehicle. Unlike some coverages, you don't select a limit for collision. The most it will pay is based on the actual cash value of your vehicle. You will be responsible for paying your selected deductible.
Specified Perils
You should know that if you decide to insure your car with Specified Perils Insurance, coverage may be limited to such damages as: earthquake, explosion, fire, hail, windstorm, lightning, rising water, riots, theft, or collision on any kind of transport.
Endorsements
Endorsements are an important part of your car insurance policy that add extra layers of protection and may vary depending on where you live.
Family Protection
Family Protection is designed to cover injuries to you and your family from the actions of an at-fault, underinsured driver. This endorsement may be helpful if you are visiting a province where mandatory minimum liability limits are low.
Limited Waiver of Depreciation
If you are buying, leasing, or financing a new vehicle, a Limited Waiver of Depreciation can reimburse the purchase price in the event of a total loss of your vehicle. It confirms the replacement value for a new vehicle for a specific period from the date of purchase.
Loss of Use
Loss of Use can pay for a rental car or alternate transportation, such as taxi, ride-sharing, or transit fares, while your car is being repaired.
Physical Damage to a Rental Car
If you frequently rent cars in Canada and the United States, Physical Damage to a Rental Car can provide collision and comprehensive coverage.
Emergency Road Service
Emergency road service is designed to pay for towing services. Before adding this option, verify with your credit card or car association membership.
Replacement Cost
If you’re the first owner of a vehicle, Replacement Cost Coverage is designed to replace your vehicle in the event of a total loss claim within a specific period. If the same vehicle model cannot be replaced, an equivalent replacement vehicle or the listed replacement value may be provided.
Collision Forgiveness
Collision forgiveness protection can keep your premium from increasing in the event of your first at-fault collision.
Drive Without Dread
The open road should be exciting, not a source of worry about accidents or unexpected repairs. Don't let uncertainty dictate your journey.